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Investing

Starving for Fixed Income? How Can I Help?

May 16, 2023 By E.J. Smith - Your Survival Guy

Starving for fixed income? Looking for a stream of cash you can live with and live on? I hear you. When rates are this high, I pay attention. Because with this generational opportunity come lots of decisions. You have a chance to get your lazy cash out of the bank. You have an opportunity to […]

#3 Habit of Highly Successful, Fairly Wealthy People

May 15, 2023 By E.J. Smith - Your Survival Guy

The third habit of highly successful, fairly wealthy people is this: They read Your Survival Guy every day. They make a habit of visiting daily to beat the Friday email rush. They like being in the know. They avoid crowds. Friends, I enjoy our daily visits and conversations. I enjoy the habit of thinking about […]

Kim Kardashian Was Paid a Million to Appear Here

May 12, 2023 By E.J. Smith - Your Survival Guy

Where can you get independent research from an advisor who is a fiduciary by law? Where your advisor focuses on you, your money, and not every other cause in the world? It’s not as easy as you think. Take a random walk through the big players’ websites, and you might not like what you see. […]

May RAGE Gauge: Money Supply Meltdown

May 11, 2023 By E.J. Smith - Your Survival Guy

My RAGE Gauge is in, and it isn’t good. All month Your Survival Guy monitors risk in America, and there’s one that far outweighs the others. That’s a miscalculation by the Federal Reserve. For years the Fed has jumped from one unprecedented policy to another, reacting to each move of the market like it’s putting […]

“One Prepares for Old Age While One is Young”

May 10, 2023 By E.J. Smith - Your Survival Guy

Life comes at you fast. It doesn’t slow down, even in retirement. That’s why it’s nice to have a team working for you. People you can trust. We’re in this together. We’re not that different from each other. Your Survival Guy had another eventful week of conversations with you. This is a message from a […]

We’d Never Spoken Before, but He Knew Me

May 9, 2023 By E.J. Smith - Your Survival Guy

“How often do we speak?” he asked. “That depends,” I said. “The firm I’m with now sets up an annual meeting,” he told me. “That doesn’t sound like enough,” I responded. “They’re responsive. If I have a problem or question, they get right back to me,” he said. How Much is Enough? That was just […]

Your Survival Guy is Hopelessly Devoted to You

May 8, 2023 By E.J. Smith - Your Survival Guy

Your Survival Guy’s been prepping like any other crazed parent of college-aged children: for the day when school’s out for summer. This, unlike any other summer when the kids were little and lived upstairs full time, is different. A lot different. They’ve been away, living on their own, for eight months or so. During that […]

Emergency Food Prep You Might Actually Enjoy Eating

May 5, 2023 By E.J. Smith - Your Survival Guy

One of the problems with emergency food prep is the thought that someday you might have to eat it. Your Survival Guy keeps an MRE package on his bookshelf as a daily reminder. You just don’t know what’s going to happen. Period. But enough of that dire end of the world zombie apocalypse talk. In […]

Flocks of Mopeds, Living Well, Houston We Have Starlink

May 4, 2023 By E.J. Smith - Your Survival Guy

You speak. Your Survival Guy listens. Because there are plenty of you out there—the fairly wealthy and highly successful—who’ve won the war. You’ve saved ‘til it hurt. Now you have something to show for it. And it’s time to have some fun. In my meetings with you and in our regular talks, I hear about […]

Your Survival Guy and Warren Buffett Love Dividends

May 3, 2023 By E.J. Smith - Your Survival Guy

Your Survival Guy loves dividends, as does Mr. Buffett. The key divergence from Warren Buffett’s Berkshire Hathaway stock is that Your Survival Guy likes getting paid on a regular basis with a tax-favored dividend payout. Berkshire, though, doesn’t pay out a dividend to shareholders. Akane Otani writes in The Wall Street Journal: What has made Warren […]

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