Investing

In my conversations with you, we talk about the virtues of being a balanced investor. You can achieve this through a mix of blue-chip dividend payers and laddered bonds. To illustrate, I’ll use as a proxy Fidelity Balanced, Vanguard Wellington, and Vanguard Wellesley funds. In that order, they have roughly the following stock/bond allocation mix: […]

Your Survival Guy tried to reason with Hurricane Lee and lost. It never made landfall in my neck of the woods or sea. Just lots of wind and rain. No more boating this season. Thank you, Tom Sawyer, for another great one. It’s bittersweet. Because in my conversations with you, we talk about a feeling […]

Life is full of pressures, and they don’t lessen over time. Life doesn’t get easier. Getting older isn’t for the faint of heart. In high school or college, we’re asked what we want to do. Not an easy question to answer. The only time it’s easy to answer that question is when you’re a kid. […]

Just thinking about our dog Louis, who turned twelve in July, brings a flood of memories. Like when our kids came home that day, dropping their backpacks on the floor like they summited Everest, as a puppy came sliding and tumbling around the corner into them for the first time. Or, when Louis brings Your […]

Watching the spaghetti models for Hurricane Lee makes me wonder if I pulled my boat out too early. Because it looks that way this morning. But here’s the deal: if an errant strand ventures off into my particular harbor, I don’t want to be part of the problem. That’s why trying to reason with hurricane […]

You can learn a lot by asking questions. Here’s some I wrote to you about back in April. Is your advisor a bank? If so, is it lending out your money for a song and paying you peanuts? Fidelity is not a bank. Fidelity is not a publicly traded company. In comparison, Charles Schwab has […]