Richardcyoung.com

The Online Home of Author and Investor, Dick Young

Investing

The Final Richard C. Young’s Intelligence Report

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Originally posted on August 22, 2017. After meeting monthly strategy report deadlines since 1978, I have decided it’s time to switch gears. The name Intelligence Report will survive, but with no contribution from Richard C. Young. Instead, I am transitioning aggressively to full-time research on behalf of private clients of our family investment management firm, […]

Dividends Then and Now Are the Answer

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I learned from Ben Graham nearly six decades ago that there’s no better way to assess an investment than the cold hard cash it returns to you in the form of dividends or interest. In September of 2012 I wrote: While at Babson College, I studied Ben Graham’s Security Analysis. I still return to it […]

My Battle-Hardened Stock Market Strategy for the Worst of Times

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In September of 2014, I explained to readers my battle-hardened strategy for dealing with the worst of times in the stock market. My strategy was inspired by Ben Graham, and I have used it throughout my 55-year career in investing. Here’s how it goes: Ben Graham’s The Intelligent Investor was first published in 1949. I […]

Retirees Still Cannot Afford a Walloping

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With securities markets in a heightened state of volatility, it’s a great time to ask yourself how exposed your portfolio is to risk. Most investors, if asked, would be able to provide little detail about the risks to their portfolio. If you find yourself unable to answer, that’s ok. It’s Not Too Late, Yet Now […]

Work to Make Money/Invest to Save Money

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With the exception of the large sums of money that I invested in zero-coupon treasuries (Benham Target Funds) in the 1980s and 1990s, I have never invested based on how much money I expected to make. I work to make money. And I save to keep every dime of the money I have worked a […]

Most Investors Fail to Learn This One Thing

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Through more than half a century of guiding investors in their efforts, the greatest failure I have seen is an inability to learn from history. Repeatedly market participants set unrealistic goals, use overly complex strategies in an attempt to achieve those goals, and inevitably fail. In February of 2013 I explained this phenomenon, writing: The […]

My Answers to Two of the Most Common Investment Questions

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During my 55 years in the investment business, two of the questions I have received most often while talking clients and customers, are “Should I get out of the market?” and “How should I weight my portfolio?” The answer to the first question is easy, no. Stay invested. Jumping in and out of markets will […]

How We Are Different

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Debbie and my private research (supporting Richard C. Young & Co. Ltd.) is founded on inference reading and anecdotal evidence gathering obtained in over 10,000 miles a year on the road, including twice annual trips from our home base in Key West, FL to Newport, RI. Several lengthy stays in France/Europe each year, have allowed […]

Four Questions You Should Ask Before Investing in Stocks

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Investing wisely demands due diligence. While there are certainly thousands of variables affecting any investment decision, narrowing down your focus with some broad questions can help you get started. In August of 2003, I encouraged investors to start with these four questions. I wrote: Ask These Four Questions As I’ve written, the first four questions […]