Richardcyoung.com

The Online Home of Author and Investor, Dick Young

Investing

Time to Get Your Lazy Cash Off the Couch

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OK, you know how I feel about your lazy cash sitting on its butt on your couch all day long. It’s time to get it up and moving. Time to get it working for you. Because summer’s over and chances are your cash is doing the same thing today as it was on the Fourth […]

Gold’s True Story

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Back in 1971, I had just started in the institutional research and trading business on Federal St. in Boston. Our firm traded and researched gold shares. I would in fact shortly be on the way to London to begin research on a lengthy gold study. This presentation by Claudio Grass published on LewRockwell.com is pretty […]

AMERICAN DECLINE: 50 Years of Fiat Money Takes Its Toll

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At LewRockwell.com, former congressman and presidential candidate, Ron Paul, reminds Americans that it’s been 50 years since Nixon closed the gold window and took the country completely onto a fiat monetary system. He writes (abridged): Today marks 50 years since President Richard Nixon closed the “gold window,” ending the ability of foreign governments to exchange […]

What’s Your Survival Guy Doing with His Cash?

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You know what Your Survival Guy is buying right now: Beer, bullets, and Burgundy. Because each one is, among other things, a perfect sweetener to your cash. Yes, cash is king, and, with one of the three Bs above added to the mix, you’re immediately elevated to royal status. But for today, let’s talk about your cash. How much should you have on hand?  I want you […]

What’s Your Survival Guy Investing in Right Now?

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Action Line: What’s Your Survival Guy investing in right now? Bullets, beer, and Burgundy. What about gold you ask? I love gold, but we’ll save that for another day. For now, I want you to improve your chances of survival by the end of the weekend. How? Well, with all the above, what comes to […]

Why Mutual Funds No Longer Work for Your Retirement

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My recent study covers four of the most widely owned equity-based mutual funds. Vanguard Equity Income Vanguard Dividend Growth T. Rowe Price Dividend Growth Fidelity Dividend Growth Here’s the 10-year compounded growth rate for each: T. Rowe Price Dividend Growth 12.0% Vanguard Dividend Growth 12.0%, Vanguard Equity Income 11.7% Fidelity Dividend Growth 10.0%. Today, each […]

Your Survival Guy Living the Life with YOU

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You know that when it comes to making money, my number one investment is YOU. You’re the one who’s saving money, doing less with more, and taking care of your family. You’re the one doing what it takes. But somewhere along the line, your success makes doing what you do just a little bit more […]

Your Survival Guy: Panic? Stocks Fall 700 Points

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OK, stocks go down, as witnessed by yesterday’s 700-point drop in the Dow. Does that mean it’s time to panic? Well, that depends on how you’re invested. If you’re with me, as I hope you are, you know that stock market drops are a blessing in disguise to Your Survival Guy. Because when prices are […]

The Government Is Coming for Your Crypto

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Bitcoin and other crypto-currencies fell in value over the last 24 hours in response to renewed interest in regulating the market. Siddharth Venkataramakrishnan reports for the Financial Times: Cryptocurrency markets have come under renewed pressure after top US officials including Treasury secretary Janet Yellen said they expect to issue recommendations on stablecoins, important assets in […]