Are you receiving the investment counsel you deserve? When it comes to finding your advisor, make sure you’re working with a fiduciary. If you ask the person(s) handling your money one question, it should be this: Are you a fiduciary? Because when you work with a fiduciary, you’re working with someone who, by law, must […]

UPDATE 12.5.24: The Federal Reserve will meet again on December 18 to decide on any potential rate cuts, but things aren’t going as planned. Yesterday, Jerome Powell told The New York Times’s DealBook Summit that “inflation is coming a little higher,” than anticipated. So, after rushing to cut rates, the Fed is worried about higher […]

As CDs come due, investors aren’t seeing CD yields as high as they were. This can be a tricky situation because you don’t necessarily want your CD money going into stocks. You also don’t want it to sit in a savings account, earning next to nothing. There are some unique opportunities along the Treasury yield […]

Let’s revisit one of my all-time favorite pieces from the late, great Richard Russell, Rich, Man, Poor Man by focusing on the miracle of time. Because in times like these, I want you—not Mr. Market—to control how long you can stay invested in the market. I don’t want the swings up or down in stocks […]

As Your Survival Guy, my job is to share what I know from my lifetime of experiences. I’ll never forget when my father-in-law Dick Young told me how it’s been the miracle of time that’s been the most impactful ingredient to his investment success—that and not making stupid mistakes. I’ve learned a lot from Dick, […]

Your Survival Guy’s learning he can read all the books in the world about how to raise a puppy (you can read Parts 1, 2, and 3 here, here, and here). But what matters most is the time spent working with him. I forgot how much work puppies are. Maybe there’s a reason for that. […]

In today’s class, I want to relay the importance of understanding the difference between making money and managing your money. We can learn a lot about life from puppies. As you learned in Part 1, we have predisposed temperaments that we can manage, but our temperaments are part of who we are. In Part 2, […]

We learned in Puppy Kindergarten Part 1 about temperament, an inherent trait in humans and dogs. Temperament is part of our DNA. Yes, our temperament or tempers can be controlled, but we’re born with them. But what else makes you, you? How about companion dogs? In today’s class, I want to focus on what makes […]

Your Survival Guy’s been reading dog books rapid-fire to get up to speed on working with our puppy Stanton. One is Puppy Kindergarten, The New Science of Raising a Great Dog by Brian Hare, and Vanessa Woods. In Chapter 7, we learn about temperament. We all know what makes our dogs special. Their different quirks, […]