You may recall a couple of months ago, Your Survival Guy was close to being caught in the tariff battle with Canada because our house project involves Canadian-made Loewen windows and doors (excellent). Fortunately for us, we dodged a bullet. The reason I’m telling you this is because we’ve been living down the street in […]

Your Survival Guy loves it when you email me from the road, living your best retirement life. Take, for example, last week when you emailed from the road on the homeward leg of a van trip to meet up in Indiana with about 19 other vans at a rally. “We are currently at Letchworth State […]

Are you familiar with the Efficient Frontier (EF) and the arithmetic of losses? As I wrote to you yesterday, over the weekend, I had the pleasure of studying a classic issue of Richard C. Young’s Intelligence Report. Your Survival Guy and Gal were at my parents’ house in Mattapoisett, MA, staying in their guest room, […]

Over the weekend, Your Survival guy re-read Richard C. Young’s Intelligence Report from August of 2015. In this classic issue, he explained how the NASDAQ declined by more than 20% four times so far this century. You can add another to the list from 2022. And that’s not counting some fierce volatility in years when […]

A long-time client just finished building a seasonal home in Utah, complete with a car elevator into his man cave. Enjoy! Silver / Coral Red 1958 Porsche Speedster manufactured by Intermeccanica International Inc. of Vancouver, Canada, with a custom flat-four boxer engine. (14 yrs) Red / Tan 1986 Porsche 930, aka “Widow Maker” with custom […]

OK, here’s the deal. For some of you, even a large swath of you—my client base—the reality of school was this: It wasn’t for you. Sure, you showed up, but you weren’t really into school. You were into cars, music, and friends. Which brings me to my Special Bonus: When it comes to graduating from […]

When you graduate from work to your retirement life, it’s jolting. As you know, in my series, there’s plenty to worry about, and there’s plenty you can do to survive and thrive. It’s a lot like graduating from school and joining the workforce—saving till it hurts, and dreaming about retirement. It’s a stressful time. If […]

When you graduate from work to your retirement life, it can be jolting. It can be similar to when you leave school for the real world. When you leave the routine you knew and could do with teachers who guided you. Leaving teachers who believed in you can be hard. Leaving teachers who helped show […]

When you graduate from school into the real world, it can be a bit startling. The same is true when you graduate from work to retirement. Life comes at you fast. If you go down memory lane, you may not care to remember what interest rate you paid on your first mortgage. But I’m guessing […]

When you graduate from work to retirement, you’re doing something you’ve done before, like going from school to your working life—you’re taking one of life’s big steps. And there’s only a handful that are more stressful. Retirement is a big change from working life. You got used to your working life, seeing your colleagues and […]