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The Lay of the Land: Who Can You Trust?

June 25, 2025 By E.J. Smith - Your Survival Guy

In times like these, it’s good to get your bearings. But sometimes there’s too much going on to do so. It’s why in my regular conversations with you, we talk about what’s going on in the world, but also what’s happening in your neck of the woods. What you’re telling me is how you want […]

How Was the Trip?

June 24, 2025 By E.J. Smith - Your Survival Guy

In my conversations with you, I love to hear about how you’re livin’. In a recent email exchange, you wrote, “I hope your summer has started off well and you have had time to convert some gas into wakes already! We have a big offshore trip coming up and I cannot wait!” How was the […]

Oil Shock? Not So Much

June 23, 2025 By E.J. Smith - Your Survival Guy

Iran’s parliament has voted unanimously to close the Strait of Hormuz, a choke point in the Persian Gulf through which more than a quarter of seaborne traded oil and around one-fifth of the global LNG trade passed in 2023. Of the crude oil that passes through the strait, about 83% goes to Asian countries, with […]

Richard C. Young’s Intelligence Report from Feb. 1987

June 20, 2025 By E.J. Smith - Your Survival Guy

You may recall a couple of months ago, Your Survival Guy was close to being caught in the tariff battle with Canada because our house project involves Canadian-made Loewen windows and doors (excellent). Fortunately for us, we dodged a bullet. The reason I’m telling you this is because we’ve been living down the street in […]

Letchworth: Are You Living Your Best Retirement Life?

June 18, 2025 By E.J. Smith - Your Survival Guy

Your Survival Guy loves it when you email me from the road, living your best retirement life. Take, for example, last week when you emailed from the road on the homeward leg of a van trip to meet up in Indiana with about 19 other vans at a rally. “We are currently at Letchworth State […]

Are You Familiar with the EF and Arithmetic?

June 17, 2025 By E.J. Smith - Your Survival Guy

Are you familiar with the Efficient Frontier (EF) and the arithmetic of losses? As I wrote to you yesterday, over the weekend, I had the pleasure of studying a classic issue of Richard C. Young’s Intelligence Report. Your Survival Guy and Gal were at my parents’ house in Mattapoisett, MA, staying in their guest room, […]

A Classic Issue from Richard C. Young’s Intelligence Report

June 16, 2025 By E.J. Smith - Your Survival Guy

Over the weekend, Your Survival guy re-read Richard C. Young’s Intelligence Report from August of 2015. In this classic issue, he explained how the NASDAQ declined by more than 20% four times so far this century. You can add another to the list from 2022. And that’s not counting some fierce volatility in years when […]

Epic Man Cave with Car Elevator in Utah

June 13, 2025 By E.J. Smith - Your Survival Guy

A long-time client just finished building a seasonal home in Utah, complete with a car elevator into his man cave. Enjoy! Silver / Coral Red 1958 Porsche Speedster manufactured by Intermeccanica International Inc. of Vancouver, Canada, with a custom flat-four boxer engine. (14 yrs) Red / Tan 1986 Porsche 930, aka “Widow Maker” with custom […]

Graduating from Work to Retirement Special Bonus: God Only Knows

June 12, 2025 By E.J. Smith - Your Survival Guy

OK, here’s the deal. For some of you, even a large swath of you—my client base—the reality of school was this: It wasn’t for you. Sure, you showed up, but you weren’t really into school. You were into cars, music, and friends. Which brings me to my Special Bonus: When it comes to graduating from […]

Graduating from Work to Retirement #20: Life in Reverse

June 11, 2025 By E.J. Smith - Your Survival Guy

When you graduate from work to your retirement life, it’s jolting. As you know, in my series, there’s plenty to worry about, and there’s plenty you can do to survive and thrive. It’s a lot like graduating from school and joining the workforce—saving till it hurts, and dreaming about retirement. It’s a stressful time. If […]

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