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“One Prepares for Old Age While One is Young”

May 10, 2023 By E.J. Smith - Your Survival Guy

By Irzhanova Asel @ Shutterstock.com

Life comes at you fast. It doesn’t slow down, even in retirement. That’s why it’s nice to have a team working for you. People you can trust. We’re in this together. We’re not that different from each other. Your Survival Guy had another eventful week of conversations with you.

This is a message from a client I’ve been working with since the early 90s, when he was in his fifties. Here’s the caption to a picture he sent me:

EJ,

Not to be outdone. Our 50th anniversary at the Four Seasons Resort Punta Mita, Mexico. Our son in white, our daughter in black, son-in-law in blue, and our two grandkids. It was a magical evening. One prepares for old age while one is young. When I get old, I’m sure I’ll follow that advice. Thanks for your role in getting us here. Til’ the next adventure.

Another client recently returned home from a bucket-list trip and sent this email:

If You’re Serious, Sign Up for My Email. But Only If You’re Serious.

EJ,

Thank you for your telephone call this afternoon.   When you called, I was in the midst of a rare midafternoon nap (after being awake for 25 hours and arriving home from Barcelona this morning at 1 AM).  But, I needed to wake up anyhow, so that I’ll sleep tonight and get my body out of the European time schedule.

This year, for the first time since I was about 16, I’m not employed anywhere nor looking forward to employment – since I shut down my consulting practice at the end of 2022.  With “Bidenflation” eating into the value of my savings (in spite of a spike in interest rates – but from approximately zero to something closer to “historical norms”), I’m glad to have your firm managing a significant part of my savings.  If I didn’t believe earnings on savings would (in the long run) make up for a large part of inflation, I wouldn’t be comfortable about spending as much on travel as my family continues to do!

Best wishes to your company and family as you help to steer both your own portfolio and mine through these challenging times!

Action Line: It’s never too late to prepare. Let’s talk.

P.S. Tomorrow, I’ll release my May RAGE Gauge. If you’re not already signed up for my monthly RAGE Gauge alert, click here to subscribe.

Originally posted on Your Survival Guy. 

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

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  • Author
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E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

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