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Your Retirement Life: Make a Plan to Be There

September 1, 2022 By E.J. Smith - Your Survival Guy

By Halfpoint @ Shutterstock.com

Happy September 1st from Your Survival Guy. It’s been quite a summer and it’s not over just yet, but it sure is starting to feel like it. Because the more serious season of fall with kids back in school and vacationers back to work is on the doorstep. In my conversation with you, you’re telling me about your epic summer trips, like golfing at Whistling Straits in Kohler, WI (yes, that Kohler), your time with the grandkids, swimming, gardening, and more.

But you’re also telling me about your health and how you and your spouse are tackling an unwelcome development that is never what one expected. And you’re telling me you’re trying to wrap up a major project before you head up to Maine to help your brother winterize his island home. You, also tell me you’re going fishing for a couple months, and the list goes on.

Which leads me to Your Retirement Life. As one life coach noted this week in a WSJ article, retirees spend more time planning a two-week vacation than their retirement. And I’ve found there’s some truth to that. In my conversations with you, you tell me how tough retirement can be when you first start out. Finding your footing isn’t easy. And I wish there were a one size fits all answer to doing it “right” but there simply isn’t.

I will tell you, though, I’m not a big fan of treating your retirement life like you’re planning a vacation. Vacations and bucket list trips are great. But living your retirement life like that can be exhausting. With the rapid-fire information coming at you 24/7 I’m a big proponent of living in the day-to-day, not in fast forward.

It’s OK to be bored. It gives you time to think. It helps you recharge. You didn’t get to where you are today by always taking trips. You put one foot in front of the other and lived the miracle of compound growth proving slow and steady wins the race. You got this. I believe in you.

Action Line: You don’t need to set the world on fire. You don’t need the pressure of living a “purposeful” life if it’s not enjoyable. If you’re doing what you want to do and if you’re around those who love you, you’re giving the gift of being present. Don’t feel like you always need to be doing “something.” Just being there is oftentimes just perfect. If you need help making a plan to be present, click here and we’ll talk.

Originally posted on Your Survival Guy. 

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  • Author
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E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

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