Richardcyoung.com

The Online Home of Author and Investor, Dick Young

  • Home
  • Debbie Young
  • Jimmy Buffett
  • Key West
  • Your Survival Guy
  • How We Are Different
  • Paris
  • About Us
    • Foundation Principles
    • Contributors
  • Investing
    • You’ve Read The Last Issue of Intelligence Report, Now What?
  • The Great Reset
  • The Swiss Way
  • My Rifles
  • Dividends and Compounding
  • Your Security
  • Dick Young
  • Dick’s R&B Top 100
  • Liberty & Freedom Map
  • Bank Credit & Money
  • Your Survival Guy’s Super States
  • NNT & Cholesterol
  • Your Health
  • Ron Paul
  • US Treasury Yield Curve: My Favorite Investor Tool
  • Anti-Gun Control
  • Anti-Digital Currency
  • Joel Salatin and Alfie Oakes
  • World Gold Mine Production
  • Fidelity and Vanguard Since 1971

YOUR RETIREMENT LIFE: Investing in the 70s, a Remembrance

July 27, 2022 By E.J. Smith - Your Survival Guy

Did you invest in stocks in the 70s? Do you remember the 70s? Like they say about Woodstock, if you do, “you weren’t there, man!” Look at my chart below to see why it was so forgettable.

 

Life Comes at You Fast. Slow It Down with My Friday Email. It’s Free.

Imagine retiring in the late 60s and spending your retirement years investing in stocks. Not much fun. But, if you went into retirement with a plan, there’s a good chance you could weather the storm by owning a mix of diversified assets. When I say plan, I mean preparing before retirement with answers to questions like:

  • How much can I “afford” to spend?
  • What kind of yield can I get on blue-chip dividend payers?
  • Should I ladder a bond portfolio with short-term average maturities?
  • How will a basket of currencies help diversify my dollar exposure?
  • Does gold make sense right now?
  • Can I work part-time in between bucket list trips?
  • Does it make sense to invest in real estate? How about farmland?
  • What is the optimal asset allocation that will help me survive and thrive?

Let’s focus on that last one. What if you had someone working with you to keep you on track with your allocation mix? What if he advised you to get your lazy cash off the Bean Bag chair and put it to work buying stocks while others are selling? Wouldn’t it be nice to have your life savings riding on an income stream generation rather than on fluctuating prices? What if you were investing in blue chip dividend-paying stocks that actually pay you for being invested? Isn’t that what investing is, receiving income and increasing it over time?

Action Line: Your number one investment is in yourself: Your career, living within your means, being prudent. Work to make money, invest to keep it. Survive and Thrive here. Let’s talk.

Originally posted on Your Survival Guy.

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

Related Posts

  • Your Retirement Life: Make Retirement an Unforgettable Adventure
  • A Retirement High-Life
  • Your Retirement Life: Investing After Coronavirus
  • Your Retirement Life: To Everything There is a Season
  • Author
  • Recent Posts
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
Latest posts by E.J. Smith - Your Survival Guy (see all)
  • “You Didn’t Eat That Again, Did You?” - September 26, 2023
  • Your Survival Guy Fishing with Dolphins - September 25, 2023
  • Wellington and Wellesley Funds Not Managed by Vanguard - September 22, 2023

Dick Young’s Must Reads

  • Conflict Between Democratic Sovereignty and Transnational Progressivism (Globalism)
  • Your Survival Guy’s 2022 Super States: #1 New Hampshire
  • Making America Great Again Is What America Wants
  • The Forgotten America
  • Are You Prepared to Run Out of Water?
  • DEATH SPIRAL: Crime Soars in Democrats’ #DEFUNDTHEPOLICE Cities
  • When Is the Best Time for You to Do This?
  • “I’ve Got Guys Buying Guns/Ammo for Me All Through the Night.”
  • The Worst President in American History
  • Protection While Traveling in France

Our Most Popular Posts

  • Skyrocketing Costs of Building a Green Grid Are Starting
  • Wellington and Wellesley Funds Not Managed by Vanguard
  • The Government Attack on Americans' Independence
  • Your Survival Guy Fishing with Dolphins
  • Fighting Russian Power with a Hill of Crosses
  • “You Didn’t Eat That Again, Did You?”
  • A High-Speed Collision with Reality
  • Speaking of Bad Ideas …
  • The Single Worst Market Timing Event in History
  • The Constitutional Case Against CBDCs

Compensation was paid to utilize rankings. Click here to read full disclosure.

RSS Youngresearch.com

  • “You Didn’t Eat That Again, Did You?”
  • Your Survival Guy Fishing with Dolphins
  • The Single Worst Market Timing Event in History
  • Government Intervention Begets More Intervention
  • Wellington and Wellesley Funds Not Managed by Vanguard
  • Inflation Could Kill Social Security
  • Will the Fed Hold Up Its End of the Bargain?
  • Should America Move Closer to the Saudis, or Push them Away?
  • Don’t Ask Me When to Haul Your Boat
  • Robot Warehouses Need Better Internet

RSS Yoursurvivalguy.com

  • “You Didn’t Eat That Again, Did You?”
  • Is McCarthy Up to the Task?
  • Rising Costs Are Hammering Commercial Real Estate
  • Your Survival Guy Fishing with Dolphins
  • Judge Shatters California High Capacity Magazine Ban
  • Is Your Water Safe to Drink? NOLA Residents Aren’t Sure
  • Wellington and Wellesley Funds Not Managed by Vanguard
  • Remembering Jimmy Buffett: The Oldest Surfer on the Beach
  • The Folly of Windmills from Nowhere USA
  • NYC Rolling Out the Robocops

US Treasury Yield Curve: My Favorite Investor Tool

Five Year Treasury Yield

Fighting Russian Power with a Hill of Crosses

“You Didn’t Eat That Again, Did You?”

Does Donald Trump Need the Pro-Life Vote?

What’s Happening with Iran?

Copyright © 2023 | Terms & Conditions | About Us | Dick Young | Archives