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“Will We Have Enough to Live On Forever?”

March 9, 2023 By E.J. Smith - Your Survival Guy

By Dmytro Zinkevych @ Shutterstock.com

Being disciplined is tough. It often entails doing stuff you don’t want to do. Exercise and eating right are at the top of the list. Your career and saving money? Yup. Compounding money? Check. But what about retirement investing? Yes. Most definitely. But here’s the kicker. After years of doing what’s right, you’d think it would get a little easier. It doesn’t.

Life Comes at You Fast. Slow It Down with My Friday Email. It’s Free.

When it comes to money and taking care of it like you would a loved one, it doesn’t get easier with age. It gets tougher and tougher.

The pre-retirement years are brutal. “Will we have enough to live on for the rest of our lives?”

The retirement years are even more difficult. “How will we recover from the losses?”

And on and on it goes. “How will we handle our estate?”

That last one’s a kicker. In my experience, the closer you are with your family, the easier estate planning becomes. It’s really that simple. Giving away money when no one gets along is a complete nightmare.

Action Line 1: No one can ever afford to lose money. Treat your money like a loved one, and you’ll understand how vital it is to keep it safe. And don’t believe the huckster telling you about a great new scheme and how “This time it’s different.” It’s usually not.

Action Line 2: When you’re ready to talk, and you’re serious, let me know.

Originally posted on Your Survival Guy. 

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E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

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