Richardcyoung.com

  • Home
  • Debbie Young
  • Jimmy Buffett
  • Key West
  • Your Survival Guy
  • How We Are Different
  • Paris
  • About Us
    • Foundation Principles
    • Contributors
  • Investing
    • You’ve Read The Last Issue of Intelligence Report, Now What?
  • The Swiss Way
  • My Rifles
  • Dividends and Compounding
  • Your Security
  • Dick Young
  • Dick’s R&B Top 100
  • Liberty & Freedom Map
  • Bank Credit & Money
  • Your Survival Guy’s Super States
  • NNT & Cholesterol
  • Your Health
  • Ron Paul
  • US Treasury Yield Curve: My Favorite Investor Tool
  • Anti-Gun Control
  • Anti-Digital Currency
  • Joel Salatin & Alfie Oakes
  • World Gold Mine Production
  • Fidelity & Wellington Since 1971
  • Hillsdale College
  • Babson College
  • Contact Us

Investors Livin’ on Prices Are Livin’ on a Prayer

February 15, 2024 By E.J. Smith - Your Survival Guy

By Syda Productions @ Adobestock.com

How is it that investors treat their money like they’re living on a prayer—hoping for the stock market to do something for them—but when it comes to everyday spending, they hold on to every nickel like it’s the last one they’ll have? They read, and read, and read about this car and that one. They know this washing machine vs the others. They know when there will be “sales,” and they scour the internet, putting artificial intelligence to shame. Then, ask them what their stocks do to make money, and there’s, wait for it…silence.

Ahhh, the sound of silence. But that doesn’t last long…because they can tell you all about what the stock “price” did last year. Never mind the business. “This stock was up X% and it’s got legs,” they say. They can just feel it in their gut. Good luck with that. Because it’s been Your Survival Guy’s boots-on-the-ground experience that no one likes losing money, and as soon as that holy price goes down, everyone yells fire and heads for the exit. Not everyone gets out in time, but everyone thinks they will.

Which leads me to you. I want you to be paid to invest in stocks. I want you to receive cold, hard cash on a regular basis in the form of dividends. “Dividends?” You ask. Yes, exactly dividends. Think about your profession. Your work. Your income. You didn’t hope you would be paid, like an increase in stock prices. You made sure you got paid because you had bills to pay and responsibilities to meet. You were a cash-generating asset with dependents. You still are, in most cases.

Is Your Family Prepared for the Next Disaster? Click Here to Survive and Thrive

Think about Silicon Valley and stock options. Look at what Amazon founder Jeff Bezos is doing to generate cash for himself: selling stock. Think about that. If his business is so good, why is he selling it? If an asset is an asset, why not protect it like a golden goose? Look, I understand fortunes have been made and will continue to be made with stock options, but who’s left holding the bag with no cash dividend, or barely any, to show for it? I want you to think about your investments as buying assets, not prices. Buy dividends, not someone else’s dream.

Action Line: Livin’ on prices is livin’ on a prayer. At some point, the music stops. When you want to talk about livin’ with profits instead of livin’ on a prayer, I’m here. In the meantime, click here to subscribe to my free monthly Survive & Thrive letter.

Originally posted on Your Survival Guy. 

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

Related Posts

  • Why Investors Should Forget Prices and Focus on Income
  • Breaking News for Astute Investors
  • Gold Prices Surge
  • Investing Is Math
  • Author
  • Recent Posts
E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
E.J. Smith - Your Survival Guy
Latest posts by E.J. Smith - Your Survival Guy (see all)
  • Epic Man Cave with Car Elevator in Utah - June 13, 2025
  • Graduating from Work to Retirement Special Bonus: God Only Knows - June 12, 2025
  • Graduating from Work to Retirement #20: Life in Reverse - June 11, 2025

Dick Young’s Must Reads

  • Why Investors Should Forget Prices and Focus on Income
  • When the Black Swan Swoops In for You
  • Are You Guided by the Prudent Man?
  • The Federal Reserve is “Almost Everything” that Threatens America
  • “I’ve Got Guys Buying Guns/Ammo for Me All Through the Night.”
  • Richard Feynman Solved the Space Shuttle Disaster Mystery
  • Your Sheriff Is Your Friend
  • “I Need Preservation of Principal and Growth”
  • Your Survival Guy at Fidelity and Your RMD Compliance
  • California’s Progressive Liberals Have Created a Monster

Our Most Popular Posts

  • Whoa, Hang on Here. There’s Trouble in Culver City
  • Is Salt Bad for You?
  • RON PAUL: Can Musk and Trump Reconcile?
  • $25 Million Down; $175 Million to Go
  • Saving Western Civilization
  • Graduating from Work to Retirement #19: A Teacher for Life
  • No More NSAIDS for Back Pain?
  • There Are Only Two Ways to Cut Entitlements
  • The Federal Reserve Finally Killed the Penny
  • Ukraine’s Attack Underlines Need for Trump-Style Border Control

Compensation was paid to utilize rankings. Click here to read full disclosure.

RSS Youngresearch.com

  • Epic Man Cave with Car Elevator in Utah
  • Oil Prices Spike as Markets Brace for Potential Middle East Conflict
  • Is Private Capital Appropriate for 401(k)s?
  • US Underground Natural Gas Storage Capacity Grew in 2024
  • Trump Revokes Biden Policy on Snake River Dams
  • Graduating from Work to Retirement Special Bonus: God Only Knows
  • US Secures LNG Export Deals Worth $200 Billion
  • High-Voltage Cable Crunch Hits Global Electrification
  • May PPI Lower than Expected
  • Graduating from Work to Retirement #20: Life in Reverse

RSS Yoursurvivalguy.com

  • Epic Man Cave with Car Elevator in Utah
  • Is Private Capital Appropriate for 401(k)s?
  • Strikes Expose Israel’s Hidden Drone Operations Inside Iran
  • Even If You Don’t Golf: Part 2
  • Graduating from Work to Retirement Special Bonus: God Only Knows
  • Private Equity: Moody’s Warns There’s Ample Cause for Concern
  • Your Survival Guy: Castle Hill, Newport
  • Containerized Missiles and the New Rules of War
  • Graduating from Work to Retirement #20: Life in Reverse
  • America’s Silent Army with 423M Guns

US Treasury Yield Curve: My Favorite Investor Tool

My Key West Garden Office

Your Retirement Life: Traveling the Efficient Frontier

Live a Long Life

Your Survival Guy’s Mt. Rushmore of Investing Legends

“Then One Day the Grandfather was Gone”

Copyright © 2025 | Terms & Conditions | About Us | Dick Young | Archives