Richardcyoung.com

  • Home
  • Debbie Young
  • Jimmy Buffett
  • Key West
  • Your Survival Guy
  • How We Are Different
  • Paris
  • About Us
    • Foundation Principles
    • Contributors
  • Investing
    • You’ve Read The Last Issue of Intelligence Report, Now What?
  • The Swiss Way
  • My Rifles
  • Dividends and Compounding
  • Your Security
  • Dick Young
  • Dick’s R&B Top 100
  • Liberty & Freedom Map
  • Bank Credit & Money
  • Your Survival Guy’s Super States
  • NNT & Cholesterol
  • Your Health
  • Ron Paul
  • US Treasury Yield Curve: My Favorite Investor Tool
  • Anti-Gun Control
  • Anti-Digital Currency
  • Joel Salatin & Alfie Oakes
  • World Gold Mine Production
  • Fidelity & Wellington Since 1971
  • Hillsdale College
  • Babson College
  • Contact Us

When You Have Lots to Lose, You Understand…

June 10, 2024 By E.J. Smith - Your Survival Guy

By candy1812 @ Adobe Stock

When you have a lot to lose, you understand risk. You understand what it takes—and what it took—to get to where you are. You think about risk and wonder: why chance it? This is where Your Survival Guy and Gal found themselves on Saturday morning. Should we take the boat to see my parents over in Mattapoisett?

There was a small craft advisory, but that’s not always a deal breaker, especially when it’s the beginning of the season, and you want to run the boat.

But this is the beginning of another season, the one where our kids are home from college.

Is Your Family Prepared for the Next Disaster? Click Here to Survive and Thrive

We were having a nice time talking, and we were in no rush to hit the water. The forecast for Sunday wasn’t much better; small craft advisory plus rain. At first, we decided we would just go by boat and deal with the weather. But then we decided to take our time and drive to my parents’ house later. But then indecision set in again, and I suggested we pack for the boat and go down to the slip and see what it’s like.

Pulling into the marina, we saw white caps in the harbor and flags blowing horizontally. “Ahhh, maybe we drive,” we agreed. We don’t need to beat ourselves up.

Back at the ranch, we hung out some more with the kids and had a nice early afternoon before heading by car to my parents’ house.

Calling my dad from the car, he just said, “Too windy?”

“Yep, see you soon,” I said.

Action Line: Sometimes, getting from A to B doesn’t happen just how you planned it. But that’s OK. You want to enjoy life at your own pace and allow the unpredictable to help you make good decisions. And sometimes it’s what you don’t do that ends up being the best decisions and memories. Choosing to do nothing is still a decision, and it can be just as hard to make. When you want to talk about what you’re doing and what you’re not doing in your investment portfolio, I’m here. In the meantime, click here to subscribe to my free monthly Survive & Thrive letter.

Originally posted on Your Survival Guy.

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

Related Posts

  • Lots More Coal
  • A Lose-Lose Situation for Joe Biden
  • Heads I Win, Tails You Lose
  • No Time to Lose
  • Author
  • Recent Posts
E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
E.J. Smith - Your Survival Guy
Latest posts by E.J. Smith - Your Survival Guy (see all)
  • Richard C. Young’s Intelligence Report from Feb. 1987 - June 20, 2025
  • Letchworth: Are You Living Your Best Retirement Life? - June 18, 2025
  • Are You Familiar with the EF and Arithmetic? - June 17, 2025

Dick Young’s Must Reads

  • The Armed American Family: Part I
  • “If Only I’d Followed Dick Young’s Advice Sooner”
  • DIGITAL ID: You Are More than a Soulless Digital Identity
  • Vermont Abandoned, Dairy Farm Economy Devastated
  • Marry Compound Interest, Divorce Market Timing
  • Rich Grandchild, Poor Grandchild
  • The Problem in America
  • When the Black Swan Swoops In for You
  • “Then One Day the Grandfather was Gone”
  • Who Is Alex Jones?

Our Most Popular Posts

  • The Night of the Living Dead
  • TRUMP: "Everyone Should Immediately Evacuate Tehran!"
  • Are You Familiar with the EF and Arithmetic?
  • A Classic Issue from Richard C. Young’s Intelligence Report
  • Political Theater on Display: Padilla's Wild Day
  • A Nationwide Day of Defiance
  • Best Bang for Your Buck: Top 5 AR-15s of 2025
  • Epic Man Cave with Car Elevator in Utah
  • Israelis Speculate on American Involvement in War with Iran
  • GBU-57/B: Massive Ordnance Penetrator (MOP)

Compensation was paid to utilize rankings. Click here to read full disclosure.

RSS Youngresearch.com

  • Richard C. Young’s Intelligence Report from Feb. 1987
  • A Great Victory for Liberty
  • Letchworth: Are You Living Your Best Retirement Life?
  • Job Openings Rise in Four States, National Rate Steady
  • Ethane Shipments Stall as U.S.-China Trade Tensions Rise
  • Historic Tax Cuts Across All States
  • Are You Familiar with the EF and Arithmetic?
  • Canadian Shipbuilder Targets U.S. Arctic Contracts
  • Israel-Iran Conflict Triggers Freight Rate Surge and Maritime Caution
  • US Export Prices Drop Sharply in May

RSS Yoursurvivalguy.com

  • Richard C. Young’s Intelligence Report from Feb. 1987
  • Private Equity Is the Next Big Thing Coming for YOU
  • The Wildlife in Kansas
  • PRECIOUS: Silver and Gold
  • June Rage Gauge: Best Déjeuners in Paris
  • Letchworth: Are You Living Your Best Retirement Life?
  • Will SALT Kill the “One Big Beautiful Bill?”
  • You’ve Read the Last Issue of Intelligence Report: Back to Investor’s Yield
  • The Sound of Silence?
  • Are You Familiar with the EF and Arithmetic?

US Treasury Yield Curve: My Favorite Investor Tool

My Key West Garden Office

Your Retirement Life: Traveling the Efficient Frontier

Live a Long Life

Your Survival Guy’s Mt. Rushmore of Investing Legends

“Then One Day the Grandfather was Gone”

Copyright © 2025 | Terms & Conditions | About Us | Dick Young | Archives