When You Have Lots to Lose, You Understand…

When you have a lot to lose, you understand risk. You understand what it takes—and what it took—to get to where you are. You think about risk and wonder: why chance it? This is where Your Survival Guy and Gal found themselves on Saturday morning. Should we take the boat to see my parents over in Mattapoisett?

There was a small craft advisory, but that’s not always a deal breaker, especially when it’s the beginning of the season, and you want to run the boat.

But this is the beginning of another season, the one where our kids are home from college.

We were having a nice time talking, and we were in no rush to hit the water. The forecast for Sunday wasn’t much better; small craft advisory plus rain. At first, we decided we would just go by boat and deal with the weather. But then we decided to take our time and drive to my parents’ house later. But then indecision set in again, and I suggested we pack for the boat and go down to the slip and see what it’s like.

Pulling into the marina, we saw white caps in the harbor and flags blowing horizontally. “Ahhh, maybe we drive,” we agreed. We don’t need to beat ourselves up.

Back at the ranch, we hung out some more with the kids and had a nice early afternoon before heading by car to my parents’ house.

Calling my dad from the car, he just said, “Too windy?”

“Yep, see you soon,” I said.

Action Line: Sometimes, getting from A to B doesn’t happen just how you planned it. But that’s OK. You want to enjoy life at your own pace and allow the unpredictable to help you make good decisions. And sometimes it’s what you don’t do that ends up being the best decisions and memories. Choosing to do nothing is still a decision, and it can be just as hard to make. When you want to talk about what you’re doing and what you’re not doing in your investment portfolio, I’m here. In the meantime, click here to subscribe to my free monthly Survive & Thrive letter.

Originally posted on Your Survival Guy.