Richardcyoung.com

The Online Home of Author and Investor, Dick Young

Stocks Have a Long History of Doing Nothing

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With the S&P 500 down hard last year, not to mention Nasdaq, some investors wondered about mutual funds and a diversified approach. What happened? Here’s what I wrote to you back on December 14, 2021, in “TOP HEAVY: Focus on Big Indexing Could Cause Market Chaos”: Originally posted on December 14, 2021. In an excellent […]

Friends, A Curated Monster Master List for You

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Friends, how are we different? I’ll tell you. When you open a brokerage account at Fidelity, the world is your oyster. The account is in your name. When you add our discretionary authority to your account, you’re invested in individual stocks, among other areas. It’s like owning a perpetually curated Monster Master List from Richard […]

Only You Can Make This Happen: “That Was Fun”

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Happy Friday. Your Survival Guy was talking with a client yesterday. He was at the helm of his sailboat. They were making their way home for the summer. I could tell it was bittersweet. They were already missing the new friends they had made over the winter. Having recently completed the crossing back to Florida, […]

You’re Ready to “Make It a Good Month”

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You miss Richard C. Young’s Intelligence Report, especially the Monster Master List and the monthly introductions you couldn’t wait to read. I know this because you tell me. Here’s the intro from Dick’s last letter: My Last Issue Last Call! After nearly four decades of meeting monthly publishing deadlines, it’s time for me to shift […]

I Meant to Tell You My Recent “Survival Guy” Story

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You know from here, here, here, and here that bad stuff happens. More times than I care to admit, I’m involved. Dear reader, is there anything more enjoyable? I get it. But once the feeling of “thankful it wasn’t me” passes, it gets darn serious. “What,” you may ask yourself, “if that happens to me?” […]

“I’m Having Major Surgery Tomorrow,” He Said

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Life comes at you fast. One minute you’re living your retirement life. The next, you need major surgery. “I’m having major surgery tomorrow,” a client said to me yesterday. “Take care of things for me,” he said. “I will,” I said. We’ve been working together for over 20 years. He’s been trusting Richard C. Young […]

Locking In a Generational Opportunity in Fixed Income

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As you can see below, you’re witnessing a generational opportunity in fixed income. Attention retirees and those soon to be retired—don’t miss the boat. Because when you can lock in yields for years and years into the future—a large chunk of your retirement life—Your Survival Guy wants you to pay attention. Sink your teeth into […]