Richardcyoung.com

Start Thinking About Disaster Preparedness Now

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When you start thinking about disaster preparedness, one common theme I’ve learned and observed is how one’s mindset is a huge part of the equation. One’s temperament can work wonders in times of trouble. That’s not to say it’s any easier, because it’s not easy. But understanding and acknowledging that the way things are today […]

Got Water?

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When the you-know-what hits the fan, water is the one commodity we can’t live without for more than about three days. Having enough water on hand for you and your family to survive for a couple of weeks is no easy task or fun to think about, but it’s necessary. (You can begin by reading […]

“Dad, How Did You Get to Where You Are?”

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You know the phrase “time is money, and money is time.” And if you’ve followed Your Survival Guy, you know the road to retirement wealth is a snapshot of time well spent. Because we all have the same amount of time in the day from our early 20s through our mid-60s. It’s what we do […]

Phones Light Up When Investments Are Down

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You know from here, here, and here that whether it’s tariffs or no tariffs, markets aren’t exactly cheap. Even so, markets, like people, can be unreasonable and couldn’t care less how they’re valued. Markets are an emotional beast. They can overreact in either direction. It’s why Your Survival Guy’s goal is to be able to […]

Do You Have a Survival Guy Portfolio?

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If you were to construct a Survival Guy all-weather portfolio, your first matter of business would have to be coming to terms with “Hey, it’s going to get ugly out there.” (More on that in a minute.) If Your Survival Guy ventured out into the investment woods with my “Survival Pack,” the first item I […]

What Did Investors Expect?

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What did investors expect? Markets don’t go up forever. It’s why Your Survival Guy has written ad nauseam about asset allocation, diversification, and being an overall defensive investor, especially in or near retirement. That loud sucking noise is from speculators who hoped this stock or that one would make their retirement dreams come true. “I’ll […]

Enjoy This Parisian Treat this Easter

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Standing on the steps of La Madeleine church in the 8th arrondissement, looking down Rue Royale, you can see the Place de la Concorde. Where Rue Royale meets Rue du Faubourg Saint Honore, across the street from Gucci, you’ll see the mint green awnings of Maison Ladurée, home to the macaron (pronounced mah-kuh-ron)—meringue-like cookies, the color of Easter […]

April RAGE Gauge: Now What?

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Now what? Good question. The April RAGE Gauge is in, and outside the market turmoil, Americans are feeling better about their prospects. When it comes to saving for retirement though, there’s a lot of hand wringing going on right now. I’ve heard plenty of stories about impetuous investors selling shares, asking, “Why me?” Well, for […]