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Your Survival Guy: Monsieur Get Your Money Cookin’

November 3, 2022 By E.J. Smith - Your Survival Guy

By SERSOLL @ Shutterstock.com

Is history a reliable guide? Let me tell you a story. On our research trip to Paris, we spent time on the left bank staying at Hotel & Spa D’Aubusson. At the morning buffet, it could have been easy to go for the morning pastries but using a bit (I said a bit) of self-control, I opted for the soft-boiled egg. Simple. Easy.

The following week in Beaune, I did the same, but when I hit the shell, raw egg oozed all over my hands and onto the table. A fellow guest did the same, and later we learned you need to cook the eggs yourself. “The hot water is right there sir,” I was startled to learn. Duh. I’m still getting used to self-checkout at the grocery store. Lesson learned.

When something as simple as a soft-boiled egg throws you a curve, you see how even a simple task like setting interest rates becomes a problem. Not that setting interest rates should be hard. It should be simple. Set it and forget it. Rates shouldn’t be over or undercooked. But that’s too easy.

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If you have a pile of cash: set it and forget it for three to five years. You’re not looking for the “perfect” when close enough will be just fine. For example, if you’re wondering if you should wait before deploying because “interest rates are going up,” remember how certain your nephew was last Thanksgiving about the stock market.

Action Line: Look at the yields below, and don’t beat yourself up about the timing. Get your money cookin’ and deal with the yields as they come. This doesn’t have to be messy.

Originally posted on Your Survival Guy.

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E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

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