Richardcyoung.com

  • Home
  • Debbie Young
  • Jimmy Buffett
  • Key West
  • Your Survival Guy
  • How We Are Different
  • Paris
  • About Us
    • Foundation Principles
    • Contributors
  • Investing
    • You’ve Read The Last Issue of Intelligence Report, Now What?
  • The Great Reset
  • The Swiss Way
  • My Rifles
  • Dividends and Compounding
  • Your Security
  • Dick Young
  • Dick’s R&B Top 100
  • Liberty & Freedom Map
  • Bank Credit & Money
  • Your Survival Guy’s Super States
  • NNT & Cholesterol
  • Your Health
  • Ron Paul
  • US Treasury Yield Curve: My Favorite Investor Tool
  • Anti-Gun Control
  • Anti-Digital Currency
  • Joel Salatin & Alfie Oakes
  • World Gold Mine Production
  • Fidelity & Wellington Since 1971
  • Hillsdale College
  • Babson College
  • Artificial Intelligence Opposed
  • Contact Us

Why You Miss Richard C. Young’s Monster Master List

September 7, 2023 By E.J. Smith - Your Survival Guy

By Maryna Pleshkun @ Shutterstock.com

You can learn a lot by asking questions. Here’s some I wrote to you about back in April.

Is your advisor a bank? If so, is it lending out your money for a song and paying you peanuts? Fidelity is not a bank. Fidelity is not a publicly traded company. In comparison, Charles Schwab has a banking division and is publicly traded.

How about Vanguard? When was the last time you spoke with a phone rep? Are you stuck only in Vanguard funds and ETFs? Are you being penalized by investors in the same fund as you who sell at any sign of trouble? Where Vanguard’s fund managers are forced to sell positions to raise cash, often at the worst times?

Is Your Family Prepared for the Next Disaster? Click Here to Survive and Thrive

I want you at the private spa, not the public pool. But how?

What if you could create your own mutual fund type product where you own the stocks, bonds, etc., and it’s not a mutual fund or ETF? In my conversations with you, you tell me how much you miss Richard C. Young’s Intelligence Report, especially the Monster Master List. Wouldn’t it be nice if the stocks in your portfolio were an up-to-date rendition of the list? Where the homework is done for you?

We do the investing. You own the investments.

There was a time when Schwab made a killing on commissions. Those days are over. Commissions are basically free today. Same with Vanguard’s index funds. Basically free. They are commodities provided by one and all. Where’s the value today? Read more about that here: “What’s Happening to Charles Schwab?”

Today it comes down to this: With whom are you comfortable working? Who do you trust?

Action Line: You’re seeing generational opportunities in fixed income. When you’re ready to talk, I’ll be here.

Originally posted on Your Survival Guy. 

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

Related Posts

  • Why You Miss Richard C. Young’s Monster Master List
  • Friends, A Curated Monster Master List for You
  • Richard C. Young’s Favorite Vest Pocket Constitution
  • Richard C.Young’s Old Line "4% Rule"
  • Author
  • Recent Posts
E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
E.J. Smith - Your Survival Guy
Latest posts by E.J. Smith - Your Survival Guy (see all)
  • Survive - May 9, 2025
  • May RAGE Gauge: Survive - May 8, 2025
  • “Investors Need to Beat Back This Mighty Foe,” Dick Young - May 7, 2025

Dick Young’s Must Reads

  • The Federal Reserve is “Almost Everything” that Threatens America
  • Richard Feynman Solved the Space Shuttle Disaster Mystery
  • The Common Ground of Democracy is Sinking Beneath Americans’ Feet
  • The Worst President in American History
  • A Look at the Future of Main Street America
  • The Four Most Important Words in Investing
  • Rich States, Poor States this State is Dominant Once Again
  • Your Best State on Guns, Plus the 8th Wonder of the World
  • “An Epic Struggle Over the Definition of America”
  • Rich Grandchild, Poor Grandchild

Our Most Popular Posts

  • MIA: Progressive Climate Dogma
  • HELP: I’m Caught in the Tariff Crossfire, Part 2
  • JFK's Peace Died with Him
  • Americans Need Spending Cuts, not Tariffs or Taxes
  • Got Cash?
  • Was Mike Waltz Working with Israel to Set Trump Up?
  • Donald Trump and Cryptocurrency Controversy
  • Can States Nullify Federal Laws?
  • DOGE at CMMS: "Where the Big Fraud Is Happening"
  • Houthis Target Israel Again

Compensation was paid to utilize rankings. Click here to read full disclosure.

RSS Youngresearch.com

  • Survive
  • GLE Advances ‘Holy Grail’ of Enrichment
  • Reusable Hypersonic Era Takes Off Again
  • Fusion Milestone: ITER Magnet System Finished
  • More Young Adults Diagnosed with Cancer
  • May RAGE Gauge: Survive
  • US May Ease Global AI Chip Export Limits
  • Energy Dominance: DOE Outlines FY2026 Budget Under Trump Directive
  • Manufacturing Shines Amid Broader U.S. Productivity Decline
  • Ghost Ships on Radar: China’s New Tech Mimics Entire Navy Fleets

RSS Yoursurvivalguy.com

  • Survive
  • Investing Mistakes to Avoid: #1 Y-O-U
  • Mike Rowe Keeping Families Together
  • May RAGE Gauge: Survive
  • Investing Mistakes to Avoid: #2 Tomorrowland
  • Drone Wars: US and China Showcase Next-Gen Microwave Weapons
  • Solving America’s Missile Shortage
  • BUILDING A GO BAG: Taking Action Is Hard
  • “Investors Need to Beat Back This Mighty Foe,” Dick Young
  • Why the Push for Low Rates?

US Treasury Yield Curve: My Favorite Investor Tool

My Key West Garden Office

Your Retirement Life: Traveling the Efficient Frontier

Live a Long Life

Your Survival Guy’s Mt. Rushmore of Investing Legends

“Then One Day the Grandfather was Gone”

Copyright © 2025 | Terms & Conditions | About Us | Dick Young | Archives