My top fund investments include three fixed income-centric funds, two gold funds, two dividend-centric equity funds, two inflation hedge energy funds, and one dividend-centric consumer equity fund for a total of ten major positions in all.

My fund volatility in the normal year approaches zero. 100% of my investing is based on the Prudent Man Rule and Ben Graham’s Margin of Safety. I do not speculate with the money I have worked a lifetime to earn, and I never have. I have never taken what most investors refer to as a significant loss. In fact, I can rightfully be referred to as a pretty boring investor.