How you livin’? By the sound of our conversations, I’d say pretty darn great. Just this week you gave me your itinerary for the private jet tour around the world, in another conversation you told me about your 16 day float trip down the Grand Canyon this coming spring, I know from another talk you’re fishing in Alaska, yet another about your golf game in Scotland, a separate talk about your Paris lunch, and much, much more.

For many of you, you’re getting ready for your southern migration to see your second family of snowbirds down south, while others are watching the snow fall out west, gearing up for some fresh tracks at Snowbird and other spots where some are already making turns.

Life is good. That’s what it’s like when the haves and the have yachts enjoy a market melt-up. How long will it last? How much snow will we get this year? As you know, I don’t like the prediction business.

Action Line: I’ll tell you what I do like, and that is knowing thyself. I know my risk tolerance, and for many of you, it’s lower than you think. Only you know you. Isn’t it time to beat inertia, take a hard look in the mirror, and adjust accordingly? This is your retirement life we’re talking about. And I want you to have the one you deserve. When you’re ready to talk, let’s talk. Email me at ejsmith@yoursurvivalguy.com

Originally posted on Your Survival Guy.