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MARKET VOLATILITY: Can You Block Out the Noise?

April 3, 2025 By E.J. Smith - Your Survival Guy

By LIGHTFIELD STUDIOS @ Adobe Stock

With all the talk about small-cap stocks, index investing, and private markets for the masses, one needs to understand that retirement investing is about life’s most precious asset, time, not gold. Time is the commodity in highest demand.

Sure, time may be on your side when you’re young and can ride out big hits to stocks. But in retirement, you have less time, and that ratchets up the pressure.

It can be near impossible to stomach volatility like the markets have endured lately when you’re planning a big trip to Paris and know the deposit is due. Stick with a plan that’s right for you and block out the noise.

Is Your Family Prepared for the Next Disaster? Click Here to Survive and Thrive

Action Line: When you want help blocking out the noise, email me at ejsmith@yoursurvivalguy.com. We’ll talk about your portfolio and a strategy that will aim to give you balance. You can let Your Survival Guy listen to the noise while you enjoy that trip. In the meantime, click here to subscribe to my free monthly Survive & Thrive letter.

Originally posted on Your Survival Guy. 

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

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E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
E.J. Smith - Your Survival Guy
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