Richardcyoung.com

  • Home
  • Debbie Young
  • Jimmy Buffett
  • Key West
  • Your Survival Guy
  • How We Are Different
  • Paris
  • About Us
    • Foundation Principles
    • Contributors
  • Investing
    • You’ve Read The Last Issue of Intelligence Report, Now What?
  • The Great Reset
  • The Swiss Way
  • My Rifles
  • Dividends and Compounding
  • Your Security
  • Dick Young
  • Dick’s R&B Top 100
  • Liberty & Freedom Map
  • Bank Credit & Money
  • Your Survival Guy’s Super States
  • NNT & Cholesterol
  • Your Health
  • Ron Paul
  • US Treasury Yield Curve: My Favorite Investor Tool
  • Anti-Gun Control
  • Anti-Digital Currency
  • Joel Salatin & Alfie Oakes
  • World Gold Mine Production
  • Fidelity & Wellington Since 1971
  • Hillsdale College
  • Babson College
  • Artificial Intelligence Opposed
  • Contact Us

Inflation? Stocks? Breathe In, Breathe Out, Move On

November 15, 2023 By E.J. Smith - Your Survival Guy

By Christopher Moswitzer @ Shutterstock.com

With everyone talking about inflation, here’s a good question: What if they’re wrong? What if the Federal Reserve’s intention to keep rates higher for longer turns out to be a hope, and not a reality?

What if the dollar runs into trouble? With the record debt, America’s current standing as the nicest house in a bad neighborhood may get overrun by a zombie apocalypse.

Is Your Family Prepared for the Next Disaster? Click Here to Survive and Thrive

What about deflation? With all this talk about rising prices, let’s not forget to stop and smell the roses in your neck of the woods. You can’t go into most cities after dark without being on high alert. As one friend writes, at night, the city lights are gone. It’s a ghost town. Will they ever be relit? Look at China, where real estate is in a deflationary death spiral. Why can’t it happen, or has it already?

Oh, but real estate always goes up. Does it? Maybe not on our schedules. Look at residential real estate where basement-level mortgage rates lock residents in their homes like a prison cell. Lower real estate brokerage commissions may remove the motivation to move the goods/people.

These are tectonic shifts. Interest rates higher than we’ve seen in a generation are juicy for the savers I write to like you. Where are rates headed? I’m not in the prediction business. Predictions are cheap. What I am interested in is for you to recognize the environment we’re in and that the stock market does not look healthy to me.

Does that mean I’m selling? No, of course not. I’m Your Survival Guy. I invest for times like these, and I do it with a keen eye on being paid in the form of dividends and dividend increases. I look for bonds that pay a decent yield, not the best, but decent. Looking for “the best” is a form of market timing, and that’s not my concern.

Action Line: Don’t look for Mr. Market and Mrs. Bond to do something for you. Keep what you make. Be patient. Breathe in, breathe out, move on. When you’re ready for help, let’s talk.

Originally posted on Your Survival Guy. 

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

Related Posts

  • Survival Stocks
  • Who Says There’s no Inflation?
  • Four Questions You Should Ask Before Investing in Stocks
  • My Investing Focus: Energy, Inflation, Dividends, Corporate Bonds
  • Author
  • Recent Posts
E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
E.J. Smith - Your Survival Guy
Latest posts by E.J. Smith - Your Survival Guy (see all)
  • Survive - May 9, 2025
  • May RAGE Gauge: Survive - May 8, 2025
  • “Investors Need to Beat Back This Mighty Foe,” Dick Young - May 7, 2025

Dick Young’s Must Reads

  • What Do You Know About Rho-Kinase?
  • The Federal Reserve is “Almost Everything” that Threatens America
  • Ron Paul: “Freedom and Central Banking Are Not Compatible”
  • Work to Make Money/Invest to Save Money
  • Is It All Coming Apart in the Government’s Face?
  • When Is the Best Time for You to Do This?
  • U.S. Survival AR-7
  • A Word or Two about Your Survival Guy’s Money
  • Investing Habits of the Fairly Wealthy: #8 “Safety”
  • The Clock is Ticking: You Must Protect Your Family

Our Most Popular Posts

  • MIA: Progressive Climate Dogma
  • HELP: I’m Caught in the Tariff Crossfire, Part 2
  • JFK's Peace Died with Him
  • Americans Need Spending Cuts, not Tariffs or Taxes
  • Got Cash?
  • Was Mike Waltz Working with Israel to Set Trump Up?
  • Donald Trump and Cryptocurrency Controversy
  • Can States Nullify Federal Laws?
  • DOGE at CMMS: "Where the Big Fraud Is Happening"
  • Houthis Target Israel Again

Compensation was paid to utilize rankings. Click here to read full disclosure.

RSS Youngresearch.com

  • Survive
  • GLE Advances ‘Holy Grail’ of Enrichment
  • Reusable Hypersonic Era Takes Off Again
  • Fusion Milestone: ITER Magnet System Finished
  • More Young Adults Diagnosed with Cancer
  • May RAGE Gauge: Survive
  • US May Ease Global AI Chip Export Limits
  • Energy Dominance: DOE Outlines FY2026 Budget Under Trump Directive
  • Manufacturing Shines Amid Broader U.S. Productivity Decline
  • Ghost Ships on Radar: China’s New Tech Mimics Entire Navy Fleets

RSS Yoursurvivalguy.com

  • Survive
  • Investing Mistakes to Avoid: #1 Y-O-U
  • Mike Rowe Keeping Families Together
  • May RAGE Gauge: Survive
  • Investing Mistakes to Avoid: #2 Tomorrowland
  • Drone Wars: US and China Showcase Next-Gen Microwave Weapons
  • Solving America’s Missile Shortage
  • BUILDING A GO BAG: Taking Action Is Hard
  • “Investors Need to Beat Back This Mighty Foe,” Dick Young
  • Why the Push for Low Rates?

US Treasury Yield Curve: My Favorite Investor Tool

My Key West Garden Office

Your Retirement Life: Traveling the Efficient Frontier

Live a Long Life

Your Survival Guy’s Mt. Rushmore of Investing Legends

“Then One Day the Grandfather was Gone”

Copyright © 2025 | Terms & Conditions | About Us | Dick Young | Archives