Richardcyoung.com

  • Home
  • Debbie Young
  • Jimmy Buffett
  • Key West
  • Your Survival Guy
  • How We Are Different
  • Paris
  • About Us
    • Foundation Principles
    • Contributors
  • Investing
    • You’ve Read The Last Issue of Intelligence Report, Now What?
  • The Swiss Way
  • My Rifles
  • Dividends and Compounding
  • Your Security
  • Dick Young
  • Dick’s R&B Top 100
  • Liberty & Freedom Map
  • Bank Credit & Money
  • Your Survival Guy’s Super States
  • NNT & Cholesterol
  • Your Health
  • Ron Paul
  • US Treasury Yield Curve: My Favorite Investor Tool
  • Anti-Gun Control
  • Anti-Digital Currency
  • Joel Salatin & Alfie Oakes
  • World Gold Mine Production
  • Fidelity & Wellington Since 1971
  • Hillsdale College
  • Babson College
  • Contact Us

If You’ve Been with Me, It’s Been a Good Year

December 21, 2022 By E.J. Smith - Your Survival Guy

By Ravital @ Shutterstock.com

If you’ve been with me, it’s been a good year, and the future looks just as good. As Your Survival Guy, I’m focused on you keeping what’s yours—what you’ve made during a lifetime of work and saving. If everyone could remember how hard it was to get to where they are and lock it in their brains there’d be a lot less heartbreak when it comes to money.

Remember, I’m Your Survival Guy. I’m just fine living in a cave as the world passes by. Let it. I’m focused on return of assets first, then, and only then, the focus is on return on assets. And let’s get this out of the way. If you’re concerned about prices on bonds, remember, unlike stocks, there’s a maturity date or a finish line (slow and steady wins this race). You’re way ahead of the line compared to stockholders regarding the return of your assets.

And I feel the same way about stocks. Like bonds, I don’t get caught up in prices. I do not worry about daily quotes. I’m concerned about dividends and the increase of said dividends. This is how you compound money. Look at my rich grandchild, poor grandchild below. Now imagine your savings are reinvested dividends. Let the math do the heavy lifting for your portfolio. I’m here to help.

Is Your Family Prepared for the Next Disaster? Click Here to Survive and Thrive

Action Line: The power of time can work miracles, but it can’t if you’re prone to making knee-jerk decisions. Investing is a lifelong endeavor, much like raising your family is forever. Even when you’re recent empty nesters the kids still come home for the holidays, make a mess of the house, eat all the food and ask questions like “what’s for dinner?” Think about your stocks like your kids, and you’ll do a lot less buying and selling. Stick with me. We’re in this together.

Originally posted on Your Survival Guy. 

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

Related Posts

  • Happy New Year!
  • Happy New Year!
  • Five-Year Average Annual Returns
  • Happy New Year!
  • Author
  • Recent Posts
E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
E.J. Smith - Your Survival Guy
Latest posts by E.J. Smith - Your Survival Guy (see all)
  • Richard C. Young’s Intelligence Report from Feb. 1987 - June 20, 2025
  • Letchworth: Are You Living Your Best Retirement Life? - June 18, 2025
  • Are You Familiar with the EF and Arithmetic? - June 17, 2025

Dick Young’s Must Reads

  • “Take Cover! Get Out of the Market!”
  • Key West’s Best Burger
  • “I Need Preservation of Principal and Growth”
  • DIGITAL DOLLAR DOOMSDAY: The Wall Street Journal Is NOT Going to Tell You This
  • Democracy: The Most Dangerous and Insidious Effect of Majority Rule.
  • Rich States, Poor States this State is Dominant Once Again
  • What Do You Know About Rho-Kinase?
  • My Key West Garden Office
  • Why Some Kids Won’t Go Back to School, Ever
  • Who Is Alex Jones?

Our Most Popular Posts

  • The Night of the Living Dead
  • TRUMP: "Everyone Should Immediately Evacuate Tehran!"
  • Are You Familiar with the EF and Arithmetic?
  • A Classic Issue from Richard C. Young’s Intelligence Report
  • Political Theater on Display: Padilla's Wild Day
  • A Nationwide Day of Defiance
  • Best Bang for Your Buck: Top 5 AR-15s of 2025
  • Epic Man Cave with Car Elevator in Utah
  • Israelis Speculate on American Involvement in War with Iran
  • GBU-57/B: Massive Ordnance Penetrator (MOP)

Compensation was paid to utilize rankings. Click here to read full disclosure.

RSS Youngresearch.com

  • Richard C. Young’s Intelligence Report from Feb. 1987
  • A Great Victory for Liberty
  • Letchworth: Are You Living Your Best Retirement Life?
  • Job Openings Rise in Four States, National Rate Steady
  • Ethane Shipments Stall as U.S.-China Trade Tensions Rise
  • Historic Tax Cuts Across All States
  • Are You Familiar with the EF and Arithmetic?
  • Canadian Shipbuilder Targets U.S. Arctic Contracts
  • Israel-Iran Conflict Triggers Freight Rate Surge and Maritime Caution
  • US Export Prices Drop Sharply in May

RSS Yoursurvivalguy.com

  • June Rage Gauge: Best Déjeuners in Paris
  • Letchworth: Are You Living Your Best Retirement Life?
  • Will SALT Kill the “One Big Beautiful Bill?”
  • You’ve Read the Last Issue of Intelligence Report: Back to Investor’s Yield
  • The Sound of Silence?
  • Are You Familiar with the EF and Arithmetic?
  • “Happy I Found Richard C. Young’s Intelligence Report”
  • A Classic Issue from Richard C. Young’s Intelligence Report
  • The Rich Man “Doesn’t Need the Markets”
  • Is Bitcoin Really Digital Gold?

US Treasury Yield Curve: My Favorite Investor Tool

My Key West Garden Office

Your Retirement Life: Traveling the Efficient Frontier

Live a Long Life

Your Survival Guy’s Mt. Rushmore of Investing Legends

“Then One Day the Grandfather was Gone”

Copyright © 2025 | Terms & Conditions | About Us | Dick Young | Archives