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Does Your Lazy Cash Need a Summer Job?
When you look at today’s U.S. Treasury bill (T-bill) rates, you’re seeing a different picture compared to longer bonds.
Your Survival Guy learned about T-bills...
Ted Turner: There’s Nothing Wrong with Making Money Slowly (Part 24)
“How was he as a captain?” I asked yesterday after she told me she crewed for Ted Turner. “He was excellent,” she said, describing...
There’s Nothing Wrong with Making Money Slowly (Part 22)
As chaos weaves its way through private credit, it’s worth remembering the value of full faith and credit treasury bills. In other words, the...
“I’ve Owned Gold Coins Since 1971”
UPDATE 10.13.25: From Dick Young, “I started the whole gold run way back with Jim Blanchard, who I knew well. He is to be...
Do You Have a Survival Guy Portfolio?
UPDATE 11.10.25: In my conversations with you, we spend a lot of time talking about you. We talk about your family and your retirement...
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When Your Survival Guy graduated from Babson College in May of 1994, the Dow Jones Industrial Average closed the month at 3,758. Yesterday, it...
Survive and Thrive July 2025: “It’s Saving Me Too”
Dear Survivor,
Your Survival Guy was having a typical, non-typical call with a client yesterday. It was typical because we talk regularly, and non-typical because...
NYC, Crypto, ESG, the Haves and the Have-Yachts
Do you feel like you’re sipping from a firehose? Well, the next big thing coming for you is private equity as big players head...
Congratulations, You’re Retired: Now What? Part 6
When we enter the real world after school, it can be jarring, which is why Your Survival Guy put it off for several months...
Congratulations, You’re Retired #3: “When You Were Young”
Congratulations, you’re retired. Now what? Retirement, like graduating from school, is full of anxiety. It’s a big world out there, and not knowing what...













