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“You Didn’t Eat That Again, Did You?”

September 26, 2023 By E.J. Smith - Your Survival Guy

By Nicoleta Ionescu @ Shutterstock.com

As Your Survival Guy, I understand the immense pressure you’re under to “do something.” Everyone’s got a plan of what to do with your money. I know this not because you tell me what they’re telling you, but just from experience.

I know, for example, when you’re asking me, “Why are we holding this position?” It’s usually the one that’s down the most. That’s human nature. But instead of looking for the exit, sometimes it’s positions selling at a deep discount that deserve additional money.

I know you’re being tempted. I see the attractive teaser rates, annuities that promise a lifetime stream of income (at what cost?), and other front-runner products. Look, this is a competitive business, and keeping the wolves at bay is a daily task. But thankfully, you have me, Your Survival Guy, by your side.

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Sometimes I feel like a dietician.

Look, yes, I’m Your Survival Guy. But I often feel like Dr. Don’t Eat That.

Because risk is a lot like a food intolerance. You don’t realize what you can handle (or can’t handle) until it’s too late. And I wish we all learned from past mistakes, so we didn’t have to be asked: “You didn’t eat that again, did you?”

Action Line: I know, I know. It’s hard to stay on track. We all need reminders. Think of me the next time you look at a menu. I’m here to help.

Originally posted on Your Survival Guy. 

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E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

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E.J. Smith - Your Survival Guy
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