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Graduating from Work to Retirement #10: “Someday I Will”

May 28, 2025 By E.J. Smith - Your Survival Guy

By Andy Dean @ Adobe Stock

When you graduate from school into the real world, it can be jolting. Suddenly, you’re going from cookouts on the quad to a 9-5 job, living for the weekends. As I’ve written to you in the past, it’s a wonder you got out alive. But somehow you did, and the last thing you want is to do that all over again. Sure, being in your 20s is cool, but being broke? Not so much.

Which brings us to your graduation from work into your retirement life. It’s a different kind of graduation, full of its own surprises and anxieties, but here’s the kicker that makes it all worth it. Unlike graduating into the real world, now you get to graduate into a world you have always imagined. One where you have all the freedom in the world. In other words, it’s time to have some fun.

Believe me when I tell you that it takes time to get adjusted. Going from zero to fifty may be fun in your new Corvette, but slowing down takes a little effort. One idea for you to consider is that life is never perfect. Life is full of challenges. But I believe you have what it takes to take charge of your retirement life much the way you did your working life.

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Your retirement life will be different than the next person’s. There is no perfect roadmap. But making some lists of big and small things you’d like to accomplish can help you put one foot in front of the other. Just don’t put too much pressure on yourself. You’re retired. And remember, you’re never too old to say, “Someday I Will.”

Action Line: Rather than say “Someday I will call Your Survival Guy,” beat inertia today and drop me a note right now at ejsmith@yoursurvivalguy.com because you know I’ll smile and know how serious you are. Not ready? Beat inertia another way by clicking here to sign up for my free monthly Survive & Thrive letter.

Read the entire series here.

Originally posted on Your Survival Guy.

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

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E.J. Smith - Your Survival Guy
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
E.J. Smith - Your Survival Guy
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