Richardcyoung.com

The Online Home of Author and Investor, Dick Young

  • Home
  • How We Are Different
  • Debbie Young
  • About Us
    • Foundation Principles
    • Contributors
  • Investing
    • You’ve Read The Last Issue of Intelligence Report, Now What?
  • Your Survival Guy
  • The Great Reset
  • COVID-19
  • My Rifles
  • Dividends and Compounding
  • Your Security
  • The Swiss Way
  • Dick Young
  • Key West
  • Paris
  • Dick’s R&B Top 100
  • Liberty & Freedom Map
  • Bank Credit & Money
  • Your Survival Guy’s Super States
  • NNT & Cholesterol
  • Work to Make Money/Invest to Save Money
  • Your Health
  • Ron Paul
  • US Treasury Yield Curve: My Favorite Investor Tool

Are You My Mother? Are You a Prior Planner?

April 5, 2022 By E.J. Smith - Your Survival Guy

By marekuliasz @ Shutterstock.com

Do you have a plan? Are you my mother? Because when I hear about planning, that’s who immediately comes to mind. As I wrote to you yesterday, my mom’s a planner. When asked how she was able to take certain trips or go to space camp as a teacher, she would respond, “Prior planning.” As a teacher, she taught her students to believe in themselves, and if they wanted something in life, they could get it with some simple prior planning. Easy to say. Hard to do—much more exciting than arithmetic. That’s the beauty of her teaching.

If you’re looking to be a member of my Survive & Thrive club, click here.

Prior planning. Isn’t that what successful retirement investing is all about? Of course, it is. You can do it. It’s up to you, not some one-size-fits-all model. Because when I hear about robo-advisors, I wonder, “What will that tell investors about themselves?” As investors, sometimes we are our own worst enemy. You need a plan. You need someone who can help you stick to it. Someone you trust.

Because the playing field changes. Life is busy no matter how old you are, working or retired. There’s always something that needs to get done today. Why do investments get stuck with the leftovers—your leftover time—when you’re not at your best?

Does the robo-advisor understand what’s bothering you? Does it know you? I just don’t see the personal relationship in either option, and it boggles the mind how much weight investors put into these reports in the most crucial saving years of their lives.

Live the island life. But don’t live it feeling like you’re surrounded by water creeping higher and higher. It’s easy to become overwhelmed by life. But as my mom would tell me when I’d complain about a test grade—“You’re the key to your success.” As an investor, once you realize that, you put yourself light-years ahead of most others who are hoping and praying for the market to do something for them.

Action Line: Sign-up someone you love for my weekly email. That way, the next time you tell them Your Survival Guy suggested we do this, there’ll be no confusion.

Originally posted on Your Survival Guy. 

If you’re willing to fight for Main Street America, click here to sign up for the Richardcyoung.com free weekly email.

Related Posts

  • Don’t Be a Bettor, Be a Planner
  • Mother Earth News
  • Mother Knows Best
  • The Mother of all Bubbles
  • Author
  • Recent Posts
E.J. Smith - Your Survival Guy
E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998.

E.J. has trained at Sig Sauer Academy in Epping, NH, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention.

E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West and Paris.

Please get in touch with E.J. at ejsmith@yoursurvivalguy.com

Click here to sign up for my free monthly Survive & Thrive letter.
Latest posts by E.J. Smith - Your Survival Guy (see all)
  • If You’re a Highly Effective Person, We Should Talk - March 24, 2023
  • Is Vanguard Voting Against Your Political Beliefs? - March 23, 2023
  • “I Need Preservation of Principal and Growth” - March 22, 2023

Dick Young’s Must Reads

  • Hungarian Hardliner Viktor Orban Shows European Globalists the Way
  • The County Sheriff: America’s Last Hope
  • “The Losses are Taking a Toll on Their Health”
  • When Is the Best Time for You to Do This?
  • Is It All Coming Apart in the Government’s Face?
  • Can Curcumin Help in Fighting Cancer?
  • Your Survival Guy at Fidelity and Your RMD Compliance
  • The Fed – “Independent” and “Non Political” – Joins The Resistance
  • Escape From the City: You’re Going to Like What You See
  • The Three Best Retirement Decisions I Ever Made

Our Most Popular Posts

  • Pushing Back at ESG
  • Your Survival Guy’s BEST Insider’s Guide to Key West
  • Are You Fairly Wealthy? I’m Listening
  • Who'd be Nuts Enough to Have Put Money into SVB?
  • Cheap Reliable Heating – a Life Saver
  • Get Well Soon Taki
  • Biden Has Lost Control of the Northern Border Too
  • Border Patrol Chief Admits U.S. Border Is Out of Control
  • For Whom Is Your Portfolio Serving?
  • Freefalling at Stanford

Disclosure

RSS Youngresearch.com

  • If You’re a Highly Effective Person, We Should Talk
  • Trouble Now Brewing at Deutsche Bank
  • Is Vanguard Voting Against Your Political Beliefs?
  • Are 0DTE Options a Threat to Markets?
  • “I Need Preservation of Principal and Growth”
  • Are You Fairly Wealthy? I’m Listening
  • Treasury Studying How to Increase Deposit Insurance
  • Your Survival Guy’s BEST Insider’s Guide to Key West
  • For Whom Is Your Portfolio Serving?
  • Who’s to Blame for Banking Vulnerability?

RSS Yoursurvivalguy.com

  • If You’re a Highly Effective Person, We Should Talk
  • What’s Happening to Charles Schwab?
  • Prepare for the Predictable
  • Is Vanguard Voting Against Your Political Beliefs?
  • Call It the Difference between Normal and Crazy
  • “I Need Preservation of Principal and Growth”
  • DEMOCRATIC SENATOR: Biden’s ESG Veto “Absolutely Infuriating”
  • Are You Fairly Wealthy? I’m Listening
  • How Long Is Your Water Supply Chain?
  • Your Survival Guy’s BEST Insider’s Guide to Key West

Biden’s Fake Democracy Summit: Hungary and Turkey Snubbed

Freefalling at Stanford

If You’re a Highly Effective Person, We Should Talk

DONBAS: Russian Tanks Face Gauntlet of Death from Javelin Wielding Ukrainians

Do You Know How to Slow Your Brain’s Aging?

We’ll Burn the Place Down!

Copyright © 2023 | Terms & Conditions | About Us | Dick Young | Archives