Richardcyoung.com

Investing

Beat Investment Danger with This Strategy

By

In the 21st Century, investors have been subjected to a roller coaster ride. From the dot com crash to the housing bubble, the financial crisis, and the Trump Bump, the market has proven volatile. Be wary of these violent market swings. It is easy to become complacent in bull markets, but if recent bear markets […]

The Final Nail in the Coffin for Mutual Funds

By

The mutual fund industry has been facing headwinds for years. First, the industry became too big. So dominant were the biggest funds, they couldn’t invest without moving the market themselves. The next problem for mutual funds was the advent of the ETF. ETFs hollowed out the high-fee actively managed equity fund industry. I wrote about […]

Here’s What to Look for As Markets Enter an Election Year

By

Election years have historically been good to stock market investors. It is now one year away from Election 2020, and market participants are hanging on every word from the candidates. Here’s what I wrote about election year markets back in November 1991: Remember Tom Mix? All the great old black and white Western movies of […]

Are You Saving the Right Way?

By

How much is your bank paying you on your savings account? If you have a savings account at Bank of America, you’re likely getting paid $5 for every $10,000 you have deposited. That’s 5 basis points or .05%. Do you know how long it would take to double your money at a .05% rate of […]

There are Two Ways to Avoid Investor Overkill

By

I wrote in March 1991: Listen to me and listen to me hard as I tell you that investors miss the boat over and over because (1) they insist on timing the market, (2) they insist on investing with emotion keyed to events of the moment, and (3) they steadfastly refuse to buy when news […]

Do You Have the Tools to Carry Out Your Investment Plan?

By

I regularly meet investors who are going it alone. They are overwhelmed with choices and have little or no investment planning experience. Back in December of 1986, I told investors that they need a game plan and the tools to carry it out. I wrote: “’It was an overcast day.’…Everything on the beach came to […]

Ken Fisher Apologizes for Remarks at Tiburon CEO Summit

By

Ken Fisher has apologized for his offensive comments after recently coming under fire for his speech at the Tiburon CEO Summit. Financial advisor Alex Chalekian who heard the speech was the first to complain publicly via the Twitter video below. I’m truly disgusted. pic.twitter.com/SKb3dYLV5h — Alex Chalekian (@AlexChalekian) October 9, 2019 And here, reported by […]

Four Ways to Win the Investment Horse Race

By

In 1993, Julie Krone became the first, and still only, female jockey to win the Belmont Stakes. As Julie, riding Colonial Affair, rounded the first turn, they sat in sixth place. A horse named Antrim Road had dashed out way ahead, taking a big risk with a fast pace. As the horses came into the […]