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Do You Have a Survival Guy Portfolio?
UPDATE 11.10.25: In my conversations with you, we spend a lot of time talking about you. We talk about your family and your retirement...
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When Your Survival Guy graduated from Babson College in May of 1994, the Dow Jones Industrial Average closed the month at 3,758. Yesterday, it...
Survive and Thrive July 2025: “It’s Saving Me Too”
Dear Survivor,
Your Survival Guy was having a typical, non-typical call with a client yesterday. It was typical because we talk regularly, and non-typical because...
NYC, Crypto, ESG, the Haves and the Have-Yachts
Do you feel like you’re sipping from a firehose? Well, the next big thing coming for you is private equity as big players head...
Congratulations, You’re Retired: Now What? Part 6
When we enter the real world after school, it can be jarring, which is why Your Survival Guy put it off for several months...
Congratulations, You’re Retired #3: “When You Were Young”
Congratulations, you’re retired. Now what? Retirement, like graduating from school, is full of anxiety. It’s a big world out there, and not knowing what...
Graduating from Work to Retirement: Now What? Part 1
Graduation season is here, and there are plenty of speeches to listen to for inspiration. I liked the speech The Wall Street Journal’s Jason...
Your Survival Guy’s First Job in the Investment World
Your Survival Guy’s first job in the investment world was before I even graduated from Babson College in 1994. It was back in 1992...
March RAGE Gauge: “I Like to Lose Money,” Says Nobody
“I like to lose money,” says nobody, but like clockwork, when there’s a mini correction, Wall Street and the speculators can’t believe it’s happening....
Rich Man: Easy to Understand, Harder to Do
You know Your Survival Guy is a proponent of the Rich Man story by the late great Richard Russell. I’ve spent a career studying...
Dick's Must Reads
Concentrate on Dividend Record and Compounding
Originally posted March 11, 2020.
There are few histories as crucial to the course of my life as my awakening to the power of compound...
The Four Most Important Words in Investing
UPDATE 1.20.26: I like a long-term targeted 4% Fed funds rate. The Fed needs to protect savers with a funds rate at 4% or...
Still Stirring Excellence—Esquire Honors Clarke Cooke House
Artwork by Steve Schneider
Originally posted on August 4, 2025.
If you’ve received a birthday card from Your Survival Guy, then you know how neat the...
