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How Pension Fund Managers Fail Their Participants

Yesterday, Your Survival Guy pointed out how right he was back in 2018. At the time, pension funds were getting fat at the trough...

Can Macron Recover from Pension Protests and Race Riots?

France is in the midst of massive riots over the perceived mistreatment of minority citizens by police. The riots follow shortly on the heels...

UK Pension Industry Is Looking for a Scapegoat

Your Survival Guy has long observed that the average pension manager can’t live in a two percent world. And guess what—when the going gets...

SECOND AMENDMENT ALERT: Pensions Push for Backdoor Gun Registry

For years now, the investment world has watched as pension funds and money managers have weaponized their financial power against the political opponents of...

Joe Biden Stands for Shootings, Pension Wipeouts, and Millions of Illegals

Pat Buchanan is on the right track as usual. He writes: Since the Dow Jones Industrial Average and S&P 500 reached record highs in January,...

Dividend “Suspensions” Not Dividend Cuts Coming Fast

Originally posted on April 2, 2020.  The liberal electronic and print media will shortly be howling – with cartoon-size bold headlines – about dividend cuts. We...

Parkland Massacre: Disgraced Florida Deputy Still Getting Pension

Scot Peterson, a former school resource officer assigned to Marjory Stoneman Douglas High in Parkland, FL who resigned after failing to enter to the...

Pensions are Still Hiding from the Truth

For years I've been writing about how badly pension funds have been ignoring reality when it comes to return expectation (read a sample of...

What Will Pensions Buy in 2018?

Securities valuations are at the highest levels they've ever been. You can see on my price-to-sales ratio chart of the S&P 500 that valuations...

Fuzzy Math Can’t Hide This State’s Pension Trouble Anymore

For years I have warned against over optimistic return expectations on pension funds (See here, here, here, here, here, and here for starters). States...

Dick's Must Reads

Concentrate on Dividend Record and Compounding

Originally posted March 11, 2020.  There are few histories as crucial to the course of my life as my awakening to the power of compound...

The Four Most Important Words in Investing

UPDATE 1.20.26: I like a long-term targeted 4% Fed funds rate. The Fed needs to protect savers with a funds rate at 4% or...

Still Stirring Excellence—Esquire Honors Clarke Cooke House

Artwork by Steve Schneider Originally posted on August 4, 2025. If you’ve received a birthday card from Your Survival Guy, then you know how neat the...